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Archive for April, 2010

Mid-month check in

April 15th, 2010 at 08:56 pm

So far so good. My EF is up to $1345, which is $95 over goal.

I've managed to pay off $2360 in debt. Since I get paid again on 3/31 I should be able to paying off another $1120 for a total of $3480. That is $480 over my goal. God it feels great to see those balances go down.

I started walking to or from work (or sometimes both). It's about 2.1 miles one way. DH and I work at the same location but of course different schedules. I was driving back and forth a few times at day. Now we are saving gas by not driving as much and I've lost about 5 lbs. DH is getting inspired and wants to lose weight also.

Another thing I've done to cut expenses is air drying some of my clothes to save on electric. We pay a ridiculous amount in electric (34 cents a kwh). DH does not like air dried clothes, but I figure every little bit helps.

I was able to talk DH into getting rid of Showtime movie channel. He insisted we keep HBO... Want to know why? The NY Jets are going to be featured on this season's Hard Knocks.... ::rolls eyes::. At least I was able to get rid of something and we will be saving another $14 month.

I keep telling myself it's all about baby steps. We are going in the right direction and I'm feeling good so far about the process.

Still on track

April 6th, 2010 at 12:10 am

Things are good here in the islands. The weather has been great, the boat is back up and running. I only lost one day of work, but I made a lot of money on Saturday to make up for it.

I've had 3 no spending days (in a row too). With any luck I will have another one tomorrow. I started a new book and made my first ever cake from scratch. It was really good and moist. DH was pretty impressed. I also made up a batch of mini-meatballs and frozen them for future use. Finally my freezer is looking good food wise. Knowing I have good food in the freezer is keeping me from eating out.

I have a pretty busy week. DH is off with me on Wednesday. We do not get many days off together, so I'm looking forward to that. I just need get him onboard with making it a cheap day off. Wish me luck on that one.

Good news/bad news

April 2nd, 2010 at 05:52 pm

Good news so far I've paid off $1240 in debt of my goal of $3000. Yay. I also got my e-fund up to $1048 and car insurance fund up to $95.

Bad news is the boat I work on is down for repairs on one of the busiest weekends of the year. We are hoping it will be back tomorrow, but if the rudder is not fixed in the next few hours we might be down until Monday or Tuesday because the Coast Guard needs to do an inspection. With it being a holiday weekend and people work on island time, well it does not look good. No work means no pay.

I just spent $90 on 2 bags of food. Food is just so expensive here. I could eat only rice and beans, but if I did that I know I would not stay motivated. Plus DH is a chef, food is very important to him. I'm almost done filling the pantry with some core ingredients, so hopfully I can get that down a little.

I did find a 'bargin' though. I was able to get DH's favorite cereal on sale for $3.99 (and the expiration is in Aug) instead of the normal $6.99. I bought up the last 3 boxes. Too bad the milk is still $4.50 for a half gallon.

Have a great weekend.